Pillar Guide
The Complete Guide to High-Risk Payment Processing for Health & Wellness
Everything you need to know about why health and wellness businesses are classified as high-risk, how to secure a stable merchant account, and what to look for in a specialized processor. The definitive reference for operators in regulated verticals.
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How the RFK Peptide Reclassification Affects Your Clinic
RFK Jr. signaled a reversal of the 2023 peptide ban. Learn which 14 peptides may return to Category 1, what reclassification actually means legally, and how it affects your payment processing.
Why Standard Payment Processors Terminate Peptide Merchant Accounts
Stripe's aggregator model cannot accommodate peptide merchants. Learn why terminations happen algorithmically, what the consequences are, and how to protect your business.
FDA Category 1 vs. Category 2 Peptides Explained
The FDA's compounding framework divides peptides into two categories with very different legal implications. Understanding the distinction is essential for every clinic operator.
Payment Processing for Peptide Clinics: The Complete Guide
A step-by-step guide to securing stable payment infrastructure for peptide clinics , from FDA compliance requirements to underwriting criteria and processor selection.
What Is a BIN and Why Owning One Matters for High-Risk Merchants
A Bank Identification Number is the foundation of processing stability. Learn what a BIN is, how BIN ownership works, and why it is the single most important factor in preventing account terminations.
What Is a Rolling Reserve and How Does It Affect Your Merchant Account
A rolling reserve withholds 5 to 10 percent of your daily sales for 90 to 180 days. Learn how it works, why processors require it, and how to negotiate better terms for your business.